Impact Lives Here

The Oasis 360 Hub

A comprehensive center for economic opportunity and community transformation.

Blended Finance

The $140M Story

PSI has mobilized $140M+ in capital through a strategic blended finance approach that combines philanthropic, public, private, and tax credit sources to create a comprehensive funding model for community transformation.

The capital stack behind Oasis 360 represents one of the most ambitious blended finance initiatives in Puerto Rico's history. By layering different types of capital, PSI has created a financial structure that distributes risk appropriately, aligns incentives across stakeholder groups, and ensures long-term sustainability for the hub and its programs.

Capital Stack

Capital Stack Breakdown

$140M+
Total Capital
$10M
Philanthropic Capital
Foundation grants and charitable contributions that provide first-loss protection and catalytic capital for the overall initiative.
$67M
Public Capital
Federal and local government funding including CDBG, HUD programs, and Puerto Rico government allocations for community development.
$30M
Private Capital
Impact investments from institutional investors, CDFIs, and private lenders seeking both financial returns and measurable social impact.
$22M
Tax Credits
New Markets Tax Credits, Historic Tax Credits, and Opportunity Zone incentives that reduce the effective cost of capital for the project.
Capital Timeline

From Vision to Full Deployment

A six-year journey of strategic capital assembly and deployment.

2020
Initial capital assembly begins. Foundational philanthropic commitments secured from key partners to establish proof of concept and attract additional investment.
2021
Blended finance structures developed. Public sector partnerships formalized with federal and local government agencies, creating the framework for layered capital deployment.
2022
Major commitments secured. Private investors and CDFIs commit significant capital as the project reaches critical milestones in planning and pre-development.
2023
Portfolio expansion and the $100M+ milestone. Tax credit allocations finalized and new investment vehicles launched to broaden the capital base.
2024
New vehicles established. Revolving loan fund and specialized impact investment products launched to sustain ongoing operations and community lending.
2025
Full deployment achieved. All capital sources activated, Oasis 360 Hub opens with integrated services, and the blended finance model proves its scalability.
What Made It Work

Success Factors

Six key factors enabled PSI to mobilize $140M+ and build a sustainable capital model for community transformation.

Factor 01

Trust

Deep, long-standing relationships with community members, government partners, and investors built on transparency, accountability, and consistent follow-through over many years.

Factor 02

Approach

A strategic blended finance methodology that layers different capital types to distribute risk, align incentives, and maximize the impact of every dollar invested in the community.

Factor 03

Track Record

A proven history of program delivery and financial stewardship, with a 99%+ loan repayment rate that gives investors confidence in PSI's ability to manage complex capital structures.

Factor 04

Risk Distribution

Thoughtful structuring that places philanthropic capital in first-loss positions, uses public funds for infrastructure, and reserves private capital for revenue-generating activities.

Factor 05

Alignment

Every capital source is aligned to a specific purpose within the Oasis 360 initiative, ensuring that financial returns and social outcomes are not competing but reinforcing objectives.

Factor 06

Strategic Partnership Development

Active cultivation of partnerships with institutions like Lafayette Square, CDFIs, government agencies, and community organizations that bring expertise, capital, and credibility.

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