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Investment Opportunities That Create Impact

Where financial returns align with measurable community transformation.

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By The Numbers

Capital Mobilized for Community Impact

PSI has assembled a $140M+ blended capital stack that demonstrates the power of strategic, layered investment to drive community transformation.

$140M+
Total Capital
$10M
Philanthropic Capital
First-loss protection and catalytic capital
$67M
Public Capital
Federal and local government programs
$30M
Private Capital
Impact investments with competitive returns
$22M
Tax Credits
NMTC, HTC, and Opportunity Zone incentives
Returns

What Investors Can Expect

Financial Returns

  • Competitive risk-adjusted returns in the 8-12% range depending on instrument and duration
  • Diversified portfolio exposure across workforce, healthcare, education, and real estate sectors
  • Structured products with defined repayment schedules and transparent reporting
  • Tax-advantaged opportunities through New Markets Tax Credits and Opportunity Zone structures
  • Portfolio stability backed by PSI's 99%+ loan repayment track record

Social Returns

  • Measurable impact metrics tracked across all deployed capital including jobs created, businesses launched, and families served
  • Quarterly impact reports with transparent data on community outcomes and program effectiveness
  • Alignment with ESG and impact investing frameworks including GIIN IRIS+ indicators
  • Contribution to systemic poverty reduction in one of the most underserved territories in the United States
  • Participation in a replicable community transformation model with potential for national scaling
Performance

Proven Track Record

0
Loan Repayment Rate
Consistently maintained across all lending products, demonstrating exceptional borrower quality and underwriting discipline.
8-12%
Average Returns
Risk-adjusted returns across investment instruments, competitive with conventional impact investment products in the market.
2-3 Yrs
Typical Payback
Average payback period for lending products, providing investors with attractive duration profiles and liquidity characteristics.
Impact

Community Impact at Scale

0
Jobs Created
Direct jobs created through workforce development programs, entrepreneurship support, and hub-related employment.
0
Entrepreneurs Funded
Small business owners and aspiring entrepreneurs who have received capital, coaching, and support through PSI's programs.
$15M+
Community Wealth Built
Estimated economic value created in local communities through new businesses, increased wages, and asset building.
Lending

Revolving Loan Fund

PSI's revolving loan fund provides accessible capital to entrepreneurs and small businesses in underserved Puerto Rico communities. As loans are repaid, capital is recycled into new loans, creating a self-sustaining cycle of community investment.

Microloans

$1K - $25K

Startup capital for early-stage entrepreneurs with business coaching and financial literacy support included in every loan package.

Growth Capital

$25K - $150K

Expansion capital for established businesses looking to scale operations, hire employees, or invest in equipment and infrastructure.

Impact Loans

$150K+

Larger-scale impact lending for businesses and projects that create significant community employment and economic multiplier effects.

Portfolio

Portfolio Health

PSI maintains rigorous portfolio management with transparent reporting across all investment products.

99%+
Repayment Rate
Across all lending products
<1%
Default Rate
Below industry average
$140M+
Assets Under Management
Total blended capital deployed
A+
CDFI Rating
Certified and compliant
Strategic Partnership

Lafayette Square Partnership

PSI has partnered with Lafayette Square, a leading impact-focused investment firm, to scale our community development model and expand access to institutional capital for Puerto Rico's underserved communities.

A Shared Vision for Community Transformation

Lafayette Square brings institutional capital deployment expertise, national investor networks, and a proven track record of directing private capital to underserved communities across the United States. Together with PSI, the partnership is building scalable investment vehicles that channel institutional capital into community economic development.

The partnership focuses on creating structured investment products that provide institutional investors with competitive returns while generating measurable community outcomes in workforce development, affordable housing, healthcare, and small business growth.

2030 Strategic Goals

Scale blended capital deployment to $500M+ across Puerto Rico

Replicate the Oasis 360 model in three additional communities

Launch institutional-grade impact investment products for national distribution

Create 5,000+ jobs through combined workforce and entrepreneurship programs

Establish a national best-practice framework for community-centered impact investing

Leadership

Partnership Leadership

BP
Bobby Patnaik
Chief Technology Officer
Lafayette Square
IS
Ileana Stone
Chief Administrative Officer
Lafayette Square
PD
Philip Daniele
Chief Revenue Officer
Lafayette Square
CM
Caitlin Mclaughlin
Chief People Officer
Lafayette Square
Case Studies

Impact in Action

See how PSI's investments translate into real community outcomes.

Entrepreneur success story
Entrepreneurship

Small Business Growth Fund

PSI's revolving loan fund has helped dozens of entrepreneurs launch and grow businesses in underserved communities, creating local jobs and building community wealth through accessible capital and hands-on mentorship.

Read case study
Oasis 360 campus development
Infrastructure

Oasis 360 Campus Development

The development of the Oasis 360 campus demonstrates how blended finance can transform a single community asset into a comprehensive platform for economic opportunity serving thousands of residents.

Read case study
Resources & Contact

Start the Conversation

Whether you are an institutional investor, family office, CDFI, or individual looking to deploy capital for community impact, our investment team is ready to discuss opportunities aligned with your goals.

Investor Deck

Investment Overview

Download our comprehensive investor presentation with portfolio details, return profiles, and impact metrics.

Request Deck
Due Diligence

Financial Documents

Access audited financial statements, CDFI certification documents, and compliance records for your review.

Request Access
Connect

Schedule a Meeting

Meet with our investment team to discuss opportunities, ask questions, and explore how your capital can create community impact.

Contact Us

Invest in opportunity

Join us in building a Puerto Rico where every community has the resources to thrive.